“The truth hurts sometimes, but it allows us to make necessary adjustments. America’s retirement landscape is constantly changing as workers adapt to a new financial environment. Pensions and similar defined benefit plans are becoming extinct, while questions linger about Social Security’s longevity. Unfortunately, Baby Boomers are running out of time to make adjustments. The side effects from these actions will be felt in due time. Let’s take a look at three retirement truths facing Baby Boomers, according to the TCRS report.”